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墨書 Inktalez
By the way, how could I forget about those online loans? In two months, the money will just be worthless paper anyway, so there's no need to pay it back!
On his way home after buying a lottery ticket, Lin Tianyu suddenly thought of this and eagerly downloaded various online lending apps. He couldn't afford to be slow! Time is money!
Deadly Loan, Bloodsucker Loan, Kejingqi—he downloaded all the major lending platforms and dozens of smaller ones! Soon, all these apps were installed and lined up on Lin Tianyu's phone screen.
Unaware of how much time had passed, Lin Tianyu opened the door, walked into his room, and sat down on the sofa. Looking at his phone, he said to himself, "Let's start one by one!"
All the apps required real-name verification through facial recognition and fingerprint scanning. They would check the borrower's credit history based on their identity information before approving any loans. The speed of online loan approvals was now faster than banks! Especially with those smaller platforms; as long as they had your identity information, they would dare to lend you money!
These smaller platforms had some shady dealings behind them and weren't afraid if you didn't pay back. They could find your home address and then take you for a little blood donation—was that even illegal?
Ding, ding, ding, ding, ding, ding!
As Lin Tianyu continued his operations, his phone kept buzzing with loan notifications!
"Dear Lin Tianyu, your application for a 10,000 yuan Deadly Loan has been approved. The platform takes 1,000 yuan as commission, 1,000 yuan as management fee, and 1,000 yuan for customer service. The actual amount credited is 7,000 yuan. Please repay the principal and interest totaling 10,000 yuan by [date]!"
"Dear Lin Tianyu, your application for a 10,000 yuan Bloodsucker Loan has been approved."
"Dear Lin Tianyu..."
Various loan notifications kept appearing on Lin Tianyu's phone.
After about an hour of busy work, Lin Tianyu finally put down his phone and let out a long sigh of relief. He had finally finished!
Looking at the extra 1.5 million in his account made him feel elated! Lin Tianyu wasn't worried at all about not being able to pay this money back! He didn't even think the interest was high.
Because none of this needed to be repaid! It was pure profit! Just keep milking it!
This wasn't enough; adding the 10,000 he already had in hand meant he now had 1.5 million. Lin Tianyu planned to mortgage his house as well!
Given the current housing prices, this house should easily be worth around six million or so.
Lin Feng's house is located in the central area of Longhai City, which is the most prosperous area and also a school district property.
Such houses are often overpriced and hard to sell, as there are only so many places around the school—one carrot for one hole. If you're not in a hurry, there are plenty of buyers!
Lin Tianyu approached a window at the bank to start processing his loan application. After going through various identity verifications and signing multiple loan agreements, the loan was quickly approved! The bank granted him ten million, deposited directly into Lin Tianyu's account.
With no issues regarding his credit or property, such a large loan was bound to be approved swiftly! Ten million would be enough for now. Once he won the lottery, he could purchase weapons and maybe even get some for free!
As he exited the bank and was heading home, Lin Tianyu noticed a small corner across from the bank with a storefront for mortgage loans. Typically, these places have connections in both legitimate and illicit circles, offering high-interest loans. Those with credit issues often turn to such places when they find themselves in desperate situations.
These loans come with terrifyingly high interest rates, compounding like a snowball, draining all your assets! Some who can't repay even end up selling their country or their organs piece by piece!
Knowing the risks involved, Lin Tianyu walked over to the small storefront. Before he even entered, he heard a voice from inside: "Hey, buddy, need some cash? You’ve come to the right place!"
Hearing the voice, Lin Tianyu stepped inside and saw the speaker—a bald man covered in tattoos with ears full of piercings.
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