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墨書 Inktalez
Upon hearing Bing Tianyi's words, Li Bank President noticed the serious expression on Bing Tianyi's face and was taken aback. The way this kid spoke made it seem like some big shot was about to show up.
However, thinking it over, a child of this age was probably just trying to have some fun.
Bing Tianyi knew that engaging in too much conversation with Li Bank President would be pointless. After stepping out with Nan Hao, Bing Tianyi stood at the door and thought for a moment. He then dialed Chen Huaqiang's number.
After explaining the situation, Chen Huaqiang burst into laughter and said to Bing Tianyi, "Nephew, don't joke around. If I were the bank president, it would be strange if I didn't call the police on you today."
Once Chen Huaqiang finished speaking, Bing Tianyi sighed helplessly and said, "Uncle, what do you think we should do about this?"
"Don't worry. Since you went to the bank today, I'll contact Crow. You reach out to Secretary Shi, and let's meet at Golden Flower in half an hour. I'll go ahead and book a private room."
"What about the bank president?"
"Don't worry; Secretary Shi will definitely find a way," Chen Huaqiang replied with a smile.
Bing Tianyi nodded in agreement. After hanging up the phone, he followed Chen Huaqiang's instructions and directly called Shi Tao.
When Shi Tao answered the phone, he curiously asked Bing Tianyi, "What's going on?"
Bing Tianyi recounted the situation again. After listening, Shi Tao nodded thoughtfully and then said to Bing Tianyi, "Alright then, let's go talk to Li Bank President today. We can finalize the loan on Monday."
After wrapping up most of the matters, Bing Tianyi left the bank and took a taxi with Nan Hao straight to Golden Flower.
About half an hour later, Bing Tianyi arrived at Golden Flower and met up with Chen Huaqiang and Crow. Chen Huaqiang approached with a smile and said, "Nephew, how did it go? The bank president didn't call the police, right?"
Hearing Chen Huaqiang's teasing, Bing Tianyi curiously asked, "Uncle, please think of a way to handle this Li Bank President; he's really quite difficult to deal with."
"Don't worry, they will handle things properly. They will definitely make things difficult for you, but if Secretary Shi steps in, then it will be much easier," Chen Huaqiang said as he began to order food.
Half an hour passed quickly, and just when Bing Tianyi was feeling anxious, the door to the private room opened. The first person to enter was Li Bank President, who had a big belly and looked somewhat unpleasant.
Despite this, Bing Tianyi greeted him with a smile, saying, "Li Bank President, you’re here!"
Li Bank President stood in place, surprised to see Bing Tianyi and asked, "Kid, what are you doing here?"
"Yes, I came to find you at noon, but you didn't believe me," Bing Tianyi replied with a feigned helplessness.
At that moment, Shi Tao entered and smiled at Bing Tianyi, saying, "Tianyi, don’t say that. As long as your Uncle Li is here today, this matter won’t be a big problem."
"Then I should thank Uncle Li now," Bing Tianyi said with a smile to Li Bank President.
Li Bank President nodded and sat down in a nearby chair, looking confused.
Shi Tao took a seat, and Chen Huaqiang asked Shi Tao, "Secretary Shi, are you planning to guarantee this?"
"Mr. Chen is really joking. Someone like me doesn’t have much money; would the bank accept my guarantee?" Shi Tao said with an apparently innocent smile while glancing at Li Bank President.
Upon hearing this, Li Bank President quickly laughed and said, "Secretary Shi is really funny. But seriously, are you really prepared to give this young man a loan today?"
At that moment, a person named Crow chimed in with a laugh: "Old Li, why are you being so difficult? The kid wants to start a business but has no money for a loan from you; how can you just kick him out?"
Of course, for Li Bank President, there was nothing to worry about regarding Mr. Chen and Shi Tao. After all, one was a legitimate businessman and the other was the Deputy Secretary of the County Committee. Even if he refused this matter, those two wouldn’t do anything to him.
However, Crow was different; he had always been hot-tempered. Thinking back to the previous bank president, after Crow was insulted when he went for a loan, he didn’t think twice and found several kids under sixteen that afternoon to run over the former president with a car, leaving him partially paralyzed.
Such people, Old Li thought, should be avoided if possible. After waiting for the Crow to finish speaking, Li Bank President smiled and said, "Crow Brother, you know our bank is having a tough time right now. Once we give out loans, especially large amounts, it's very difficult to recover them. Moreover, this young man here looks to be only around fifteen or sixteen years old, not even eighteen yet, so he can't take out a loan."
"Li Bank President, you can rest assured about this matter. For now, I'm just running errands. Once this is confirmed, I will have my father step in to secure the loan," Crow replied.
"Even so, that's still not very reliable. After all, the amount is too large; our bank must report it. Whether it gets approved from above is still uncertain," Li Bank President said with a troubled expression.
"Why are you talking so much nonsense? Just tell me what conditions you need," Crow insisted.
"What do you plan to use this money for?" Li Bank President asked after being questioned by Crow, his heart skipping a beat.
Bing Tianyi smiled and replied softly, "We're planning to start a Construction Company."
"If that's the case, you must have a project proposal and also need special guarantees," Li Bank President said seriously.
Upon hearing this, Bing Tianyi turned to Shi Tao beside him. Shi Tao smiled and said, "That's easy; how about Chen and Crow here act as guarantors?"
"That would certainly be good, but it would be best to have some unit from the county provide a guarantee. That way, it should go much smoother," Li Bank President responded according to local regulations.
Just then, someone knocked on the door again. Nan Hao stepped forward to open it, revealing a thin middle-aged man wearing glasses.
"Director Feng, you're quite fast!" Shi Tao said with a smile from his seat at the table.
Director Feng quickly approached with a smile and said, "Secretary Shi, I was delayed on the way."
"So how have you considered the matter we discussed that day?" Shi Tao continued to ask.
Hearing this, Director Feng laughed heartily and replied, "That's easy; it's not too complicated."
"That's good." After nodding, Shi Tao turned to the side and asked Li Bank President, "What do you think about the guarantee from the County Finance Bureau?"
"This is the best option. In that case, let's discuss it in detail on Monday. We'll see if we can get everything sorted out next week," Li Bank President replied with a smile.
Hearing this, Bing Tianyi quickly expressed gratitude and said, "Then I’ll trouble you, Li Bank President, and a few of the elders."
The dinner began, and since Bing Tianyi couldn't drink, Chen Huaqiang took it upon himself to handle all the drinking.
Time flew by, and soon it was the following week. Everything was handled with great efficiency.
After successfully securing the loan, it was already Friday. After entertaining the relevant personnel, Bing Tianyi arrived late at night at the room gifted by Shi Tao in Ruiyuan Community. Father Bing was slightly tipsy; upon entering, he sat on the sofa with a worried expression on his face.
Noticing his father's demeanor, Bing Tianyi approached and quietly asked, "Dad, the funds have been secured. What else is there to worry about?"
Father Bing sighed with a bitter smile, "Child, although we have secured this money now, you must understand that it will have to be repaid sooner or later. If we can't make a profit this time, we will be in big trouble."
Once Father Bing finished speaking, Bing Tianyi replied directly, "Dad, you can rest assured about this. I've started reaching out to businesses recently. I’ll ensure that as soon as Construction Company is completed, there will be business opportunities. Also, regarding our Dumpling Shop at home, why don't you and Mom hire a waitress? That way you both can have an easier time during the day."
Bing Tianyi knew that once he got busy with business, it would be nearly impossible to find free time to help his parents. However, he also understood that the shop was always bustling with customers; managing it alone for an entire day would indeed be quite challenging for just two people.
But upon hearing this from Bing Tianyi, Father Bing helplessly sighed and said to him, "What’s the point of hiring a waitress now? Your mother and I can manage; every penny saved counts."
"Heh, money isn't saved like that!" Bing Tianyi chuckled helplessly.
"Alright, go get some rest early," Father Bing said before waving his hand at Bing Tianyi.
Seeing that it was getting late, Bing Tianyi went to his bedroom, glanced at his book for a moment, and then fell into a deep sleep.
The next morning, Bing Tianyi woke up early to help his parents deliver ingredients to the store. He called Nan Hao, and after agreeing on a meeting point, Bing Tianyi headed straight there.
Before long, they met up. Nan Hao saw Bing Tianyi and immediately approached him, asking, "Brother Bing, are we going to register the company today?"
"No, first we need to find the personnel who previously worked as managers for Big Head Construction Company," Bing Tianyi replied, looking at Nan Hao.
Nan Hao frowned and curiously asked, "Brother Bing, Mo Yonggang is now in Lan City. Should I call him?"
"Do you have his phone number?"
"Yes." Nan Hao said as he took out his phone and dialed Mo Yonggang's number.
Once the call connected, since Nan Hao had spoken with Mo Yonggang before, the latter was aware of the situation. After a brief discussion, Mo Yonggang agreed to return from the city that afternoon.
After hanging up, Nan Hao explained the situation to Bing Tianyi. Bing Tianyi glanced at the bustling street and felt a wave of anxiety wash over him as he thought about all the tasks he needed to tackle recently.
To be honest, while money is a good thing, starting out like he was—with no experience—made it incredibly difficult to earn in this industry.
Just then, when Bing Tianyi noticed a ray of sunlight shining through an advertising stand in front of him, he murmured, "It seems like there will be a benefactor helping me today."
As soon as he finished speaking, Nan Hao curiously asked, "Brother Bing, what did you say?"
"If I’m not mistaken, there should be a benefactor today. I just don’t know who it will be," Bing Tianyi replied as he looked around but didn’t see anyone familiar. However, he had no doubt about his intuition.
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